Pre-Launch Funding
Business Funding Before the “Business”
Are you still in the idea phase of your “business” but need some capital to take the next step?
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Leveraging your personal credit to access business capital is oftentimes necessary (and very common).
Funding Options
(Based on Personal Credit)
Most “Business” lenders want to see a minimum of 1 year (some require 2-years) in business before they are even open to having conversations about funding. Aside from the time in business, many lenders have minimum monthly revenue requirements ranging from $10,000 to $50,000. So how do you get the funding in the first place to get to this point?
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Below you will find a table breaking down the funding solutions we provide based solely on your personal creditworthiness and financials.
| Funding Product | Credit Score | Time in Business | Approval Range |
| 0% Credit Card | 680+ | NA | $5K – $100K |
| Unsecured Term Loan | 650+ | NA | $5K – $50K |
| Home Equity LOC | 650+ | NA | $30K+ |
Business Funding
View the Best Funding Options For Your Business in Minutes
| Funding Product | Amount | Access | Rates | Terms |
|---|---|---|---|---|
| 0% Credit Card | $5K – $75K | 7-10 Days | 15.99% – 24.99% After 0% Term ( 6-24 months) | Monthly payment of 2% – 3% of balance |
| Business Line of Credit | $5K – $200K | 1-5 Days | 8.99% – 29.99% | 6-24 Months |
| Short Term Business Loan | $5K – $100K | 24-72 Hours | 15% – 35% | 6-12 Months |
| Business Term Loan | $20K – $500K | 5-10 Days | 11% – 25% | 1-5 Years |
| SBA | $20K – $150K | 10-14 Days | Prime +3.75% | 10 Years |